[kj] OT -- Sex Pis.. -- now, working at the Bank

[iPat]

im not an expert - it goes against what interest me- but i decided
rather than be lost id get an inkling. As a summary of a recent
course:
ISAs are ok for the short term - but its savings after you have been
paid and paid tax.
Pensions come off before your wages are taxed and the first 25% is tax
free when you cash it in
Theres no definate security on anything so dont let them sell that lie.

On Fri, Jul 25, 2008 at 3:25 PM, melinda grant
<hollytree1961 at hotmail.com> wrote:

> i dont think pensions are all cut out to what they used to be,you put a

> certain amount awqay eac h month,for x amount of years,statistics predict

> that the final return on yours or anyones pensions will be considerable less

> than what was originally predicted to you from your adviser,its all a bloody

> con,but what is the alternative? shove yu money under the matress ;D))) well

> atleast if we al do that,we wont get flucked over by the banks!

>

> how about an isa?  slightly more secure than a pension i hear,but not much

> ;(  any idears?

>